Saturday, September 15, 2007

Why Not Buy Mexican Auto Insurance In Mexico?

It's a bad idea for US and Canadian tourists to wait to buy
Mexican Auto Insurance at the border or inside Mexico. Most
people plan their vacation, then forget all about insurance
until they cross the border... then they proceed to buy
insurance at the nearest seller. This is the equivalent of
buying your groceries at a convenience store: no matter how well
you shop, you're going to pay too much, and your options will be
limited, too. You don't even have the option of researching
those insurers that vend at the border, and who knows how strong
their grasp of the English language is going to be. It's better
to buy it before you leave.

How much time is it going to take to purchase a policy at the
border? What extra fees will they add? Is it a PAPER policy? Is
it printed in -2 font? There might be a reason. What are the
options? Why not purchase a policy before you go to Mexico, in
the comfort of your home? It costs less. You need a policy with
an English or a Spanish translation. You also need ID cards and
accident instructions.

What will you do if you can't find an insurance booth as you
cross or find that your favorite booth is closed or having
equipment failure problems? What about Legal? Do they make you
pay for the bond? What about emergency medical assistance? Is
that included? Are they hawking Split limits or Combined Single
Limits? Does it matter? Yes, depending on the amount of the
limit you purchase?

Are you getting an electronic policy or a bare bones paper
generated policy?

Does the insurance company you are purchasing from have a good
or bad reputation for paying claims?

Does the policy say that's it's OK to repair your car in the
United States, & then restrict the Labor Rate to rates commonly
found in Mexico such as $10.00 or $15.00 dollars an hour. Who
pays if difference if the labor rate in the US is $65.00 per
hour?

TIP: Most likely you will.

About The Author: Linden Gray owner of Mexican Insurance Store
is an international insurance veteran with over 29 years of
wholesale, retail, and direct insurance experience. Mr. Gray has
been featured in numerous offline & online publications
including RV Magazine, The Press Enterprise, http://PE.com,
Google News, Yahoo News, Digg and Buzzle. Visit his website for
more information about Mexican Auto Insurance.

Please use the HTML version of this article at:
http://www.isnare.com/html.php?aid=182833

How To Compare Low Cost Long Term Care Insurance In Connecticut

Connecticut residents looking for long-term care should be
aware that there are several types of long term care facilities.
When comparing long-term care providers, be sure to compare
similar types of facilities with their counterparts. For
example, comparing an assisted living facility to an adult day
care may result in your making an uninformed, biased decision.

Below are a few types of long-term care facilities available in
the state of Connecticut:

1. Nursing Homes: These facilities provide full 24-hour care
for patients who may not be able to care for themselves. It may
be as a result of an accident where the patient requires
recuperation and physical therapy that goes beyond hospital
care, or it the patient may be a senior citizen unable to
perform basic functions and the care requirements exceed those
provided by a visiting nurse. Nursing homes provide care for the
chronically ill and/or convalescing patient.

2. Assisted Living: In an assisted living facility, people
generally are not bed ridden and usually require help with
performing some daily tasks such as cleaning, cooking, bathing.
Assisted living facilities are usually populated by the elderly
that do not require 24-hour nursing home care.

3. Adult Day Care: Day care facilities offer their patients
health monitoring services. The staff will ensure that patients
are well fed and hydrated. They check blood pressure and assist
with basic care.

4. Continuing Care Retirement Community: This type of care
provides the elderly with lifetime care. Most residents of this
type of community have considerable resources to afford such
care. Most residents sell their homes and move into these
communities. Care varies depending on the health of the
resident.

5. Residential Care: These are homes that have the necessary
individuals and facilities to provide food, laundry and shelter
for two or more people. The services provided do not require a
skilled nurse or special training. Residential care homes help
individuals by preparing food, assist with dressing and bathing.

About The Author: Recommended sites for low rate insurance Low
Cost Long Term Care Insurance in Connecticut
http://ezquoteguide.com/longtermcare/ Instant Long Term Care
Insurance Quotes Online http://www.myquoteguide.com

Please use the HTML version of this article at:
http://www.isnare.com/html.php?aid=184042

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