How To Compare Low Cost Automobile Insurance In Connecticut

Connecticut residents should be aware of certain variables when
comparing low cost automobile insurance. Although all insurance
companies have certain rules and regulations to follow, they are
afforded some flexibility in underwriting. Here are a few things
you should be aware of:

1.Young Drivers: Some companies prefer not to insure young
drivers and that preference will translate into higher premium
dollars. Let's face it, they will charge a little more to do
things they don't want to do.

2.Accidents: If you have too many accidents, you might be
forced to place your auto coverage through the Connecticut
Automobile Assigned Risk Plan. The state of Connecticut
established the Assigned Risk plan to enable policyholders who
have been denied insurance (within the past 60 days) an
opportunity to get insurance. The coverage, as you might have
guessed, is not cheap. This is the place where the uninsurable
go as a last ditch effort.

3.Credit – This is not a mandatory underwriting requirement,
however, many Connecticut insurance companies do use credit
information when underwriting a policy. If they do, however,
they must notify you. If you know you have bad credit, you might
want to select a company that does not use this in their premium
formulation as poor credit translates into higher rates.

5.Ask for discounts: Speak to the insurance agent to find out
what discounts you may qualify for. Did you know that if your
high school student maintains a B or better average in school
qualifies for a premium discount? Your agent knows of the
various discounts available, make sure you do too.

6.Shop on line. By shopping on line and going directly to the
insurance company, there is a chance you may bypass the
insurance agent. By doing so, your premium calculations should
be a bit lower as the agent's commission will not be built into
the premiums bottom line.

About The Author: Recommended sites for low rate insurance
http://www.ezquoteguide.com/car/ Low Cost Auto Insurance Quotes
in Connecticut http://www.myquoteguide.com/Multi-Line.shtml
Instant Auto and Home Quotes (Combined)

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