How To Save Money And Get Discount Automobile Insurance In Washington

If you happen to fall into a high risk group when it comes to
automobile insurance, unfortunately you're going to have to pay
the price. In Washington State the law is fairly simple:
automobile insurance companies are permitted to charge rates
that reflect a person's age and gender. For young men, who fall
into the category of high risk drivers, this can mean very
expensive premiums.

There are ways to reduce those costs, including:

• Taking a driver's preparation course. Many insurance
companies offer a discount to high risk drivers who take safety
classes. Proof of completion of the course will need to be
presented to enjoy this benefit.

• Being married. Although you likely don't want to get married
just to save on car insurance costs, it's good to note that many
insurance companies will offer a discount for married couples.

• Moving to a less populated city. If you live in a locale that
is highly populated, it poses more of a risk and therefore your
rates may be reflective of that. Many people who live in remote
areas pay substantially less in premiums for their vehicles.

• Driving history. The more speeding tickets and accident
claims you have, the higher your premiums will be. Driving
legally and safely always can really reduce insurance costs.

The biggest thing to remember when you are a young or high risk
driver is that each year that passes that you remain claim-free
helps improve your chances of lower insurance costs. For a young
person just learning to drive, one of the best options is for
them to be placed as an occasional driver under a parent's
policy. Over time, they'll build up a solid reputation as a good
driver and this will help when it comes time to shop for their
own policy.

About The Author: Recommended sites for low rate insurance
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