Not so very long ago, the idea of insuring a pet was almost
laughable. It was the sort of thing reserved for those who owned
posh pooches, the crème de la crème of the pet world. It made
sense to insure pedigreed pups and their feline companions when
they cost so much. Things have taken a turn, though. Rising vet
fees and publicity about the expenses of owning and caring for a
pet have prompted many people to invest in insurance for their
pets.
Of course, the trick is to find the right pet insurance policy
- the one that offers the best cover for your pet at the lowest
price for you. The internet makes the process of comparing and
choosing the best pet insurance policy far easier and quicker,
and allows you to purchase and pay for your choice instantly
online. Here are some tips to help you find and choose the best
pet insurance.
1. Evaluate your needs and prioritise.
This is always a good first step, but especially so for pet
insurance which covers so many different options. Do you need a
policy that will cover a lifelong condition like diabetes? Do
you have a pedigree pet? Is your pet a breed that has a higher
chance of snapping or biting others? In each case, you'll want
to be sure that the insurance you choose covers specific claims.
So know what you need before you start searching.
2. Search for "pet insurance reviews" in your favorite search
engine.
A search for "pet insurance" will bring up lots of individual
insurers. That's helpful, but it's not much better than calling
around to each insurer. By searching for reviews, you'll come up
with a list of internet sites that allow you to check out and
compare many different insurers at once. Some may even compare
policies side by side for cost and benefits, and many include
reviews from people who have used the firm's insurance. Some of
the criteria you might use for comparison are:
-Premiums - how much does the policy cost per month?
-Voluntary Excess - do you pay an excess for each condition, or
an overall excess per annum?
-Benefit Caps - how much will the policy reimburse in total? Is
that per condition, per incident or overall?
Other benefits - policies offer a wide variety of other
benefits from discounts on pet care products to paying kennel
fees if the owner is hospitalized overnight. They may include
reimbursement for expenses to find a lost pet or for canceled
holiday tickets if your pet becomes ill and you return home
early.
3. Narrow your choices and investigate further.
Read any reviews offered by customers on the review site, then
check the company's own web site. Do a further web search to
check for any complaints that might be on discussion forums.
4. Apply for the policy that suits you best.
Before you enter any personal information, be sure that you're
on a legitimate web site and that the page on which you enter
and submit your information is secure. Most insurers will
confirm the acceptance of your policy immediately, and some will
even email your policy documents.
About The Author: If you value your pet, it's important to
think carefully about what pet insurance is best for your little
friend. Visit UK Insurance Index at
http://www.uk-insurance-index.co.uk for simple tips to make the
process easier and cheaper.
Please use the HTML version of this article at:
http://www.isnare.com/html.php?aid=170440
laughable. It was the sort of thing reserved for those who owned
posh pooches, the crème de la crème of the pet world. It made
sense to insure pedigreed pups and their feline companions when
they cost so much. Things have taken a turn, though. Rising vet
fees and publicity about the expenses of owning and caring for a
pet have prompted many people to invest in insurance for their
pets.
Of course, the trick is to find the right pet insurance policy
- the one that offers the best cover for your pet at the lowest
price for you. The internet makes the process of comparing and
choosing the best pet insurance policy far easier and quicker,
and allows you to purchase and pay for your choice instantly
online. Here are some tips to help you find and choose the best
pet insurance.
1. Evaluate your needs and prioritise.
This is always a good first step, but especially so for pet
insurance which covers so many different options. Do you need a
policy that will cover a lifelong condition like diabetes? Do
you have a pedigree pet? Is your pet a breed that has a higher
chance of snapping or biting others? In each case, you'll want
to be sure that the insurance you choose covers specific claims.
So know what you need before you start searching.
2. Search for "pet insurance reviews" in your favorite search
engine.
A search for "pet insurance" will bring up lots of individual
insurers. That's helpful, but it's not much better than calling
around to each insurer. By searching for reviews, you'll come up
with a list of internet sites that allow you to check out and
compare many different insurers at once. Some may even compare
policies side by side for cost and benefits, and many include
reviews from people who have used the firm's insurance. Some of
the criteria you might use for comparison are:
-Premiums - how much does the policy cost per month?
-Voluntary Excess - do you pay an excess for each condition, or
an overall excess per annum?
-Benefit Caps - how much will the policy reimburse in total? Is
that per condition, per incident or overall?
Other benefits - policies offer a wide variety of other
benefits from discounts on pet care products to paying kennel
fees if the owner is hospitalized overnight. They may include
reimbursement for expenses to find a lost pet or for canceled
holiday tickets if your pet becomes ill and you return home
early.
3. Narrow your choices and investigate further.
Read any reviews offered by customers on the review site, then
check the company's own web site. Do a further web search to
check for any complaints that might be on discussion forums.
4. Apply for the policy that suits you best.
Before you enter any personal information, be sure that you're
on a legitimate web site and that the page on which you enter
and submit your information is secure. Most insurers will
confirm the acceptance of your policy immediately, and some will
even email your policy documents.
About The Author: If you value your pet, it's important to
think carefully about what pet insurance is best for your little
friend. Visit UK Insurance Index at
http://www.uk-
process easier and cheaper.
Please use the HTML version of this article at:
http://www.isnare.
