Why Not Buy Mexican Auto Insurance In Mexico?

It's a bad idea for US and Canadian tourists to wait to buy
Mexican Auto Insurance at the border or inside Mexico. Most
people plan their vacation, then forget all about insurance
until they cross the border... then they proceed to buy
insurance at the nearest seller. This is the equivalent of
buying your groceries at a convenience store: no matter how well
you shop, you're going to pay too much, and your options will be
limited, too. You don't even have the option of researching
those insurers that vend at the border, and who knows how strong
their grasp of the English language is going to be. It's better
to buy it before you leave.

How much time is it going to take to purchase a policy at the
border? What extra fees will they add? Is it a PAPER policy? Is
it printed in -2 font? There might be a reason. What are the
options? Why not purchase a policy before you go to Mexico, in
the comfort of your home? It costs less. You need a policy with
an English or a Spanish translation. You also need ID cards and
accident instructions.

What will you do if you can't find an insurance booth as you
cross or find that your favorite booth is closed or having
equipment failure problems? What about Legal? Do they make you
pay for the bond? What about emergency medical assistance? Is
that included? Are they hawking Split limits or Combined Single
Limits? Does it matter? Yes, depending on the amount of the
limit you purchase?

Are you getting an electronic policy or a bare bones paper
generated policy?

Does the insurance company you are purchasing from have a good
or bad reputation for paying claims?

Does the policy say that's it's OK to repair your car in the
United States, & then restrict the Labor Rate to rates commonly
found in Mexico such as $10.00 or $15.00 dollars an hour. Who
pays if difference if the labor rate in the US is $65.00 per
hour?

TIP: Most likely you will.

About The Author: Linden Gray owner of Mexican Insurance Store
is an international insurance veteran with over 29 years of
wholesale, retail, and direct insurance experience. Mr. Gray has
been featured in numerous offline & online publications
including RV Magazine, The Press Enterprise, http://PE.com,
Google News, Yahoo News, Digg and Buzzle. Visit his website for
more information about Mexican Auto Insurance.

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