How To Compare Low Cost Long Term Care Insurance In Connecticut

Connecticut residents looking for long-term care should be
aware that there are several types of long term care facilities.
When comparing long-term care providers, be sure to compare
similar types of facilities with their counterparts. For
example, comparing an assisted living facility to an adult day
care may result in your making an uninformed, biased decision.

Below are a few types of long-term care facilities available in
the state of Connecticut:

1. Nursing Homes: These facilities provide full 24-hour care
for patients who may not be able to care for themselves. It may
be as a result of an accident where the patient requires
recuperation and physical therapy that goes beyond hospital
care, or it the patient may be a senior citizen unable to
perform basic functions and the care requirements exceed those
provided by a visiting nurse. Nursing homes provide care for the
chronically ill and/or convalescing patient.

2. Assisted Living: In an assisted living facility, people
generally are not bed ridden and usually require help with
performing some daily tasks such as cleaning, cooking, bathing.
Assisted living facilities are usually populated by the elderly
that do not require 24-hour nursing home care.

3. Adult Day Care: Day care facilities offer their patients
health monitoring services. The staff will ensure that patients
are well fed and hydrated. They check blood pressure and assist
with basic care.

4. Continuing Care Retirement Community: This type of care
provides the elderly with lifetime care. Most residents of this
type of community have considerable resources to afford such
care. Most residents sell their homes and move into these
communities. Care varies depending on the health of the
resident.

5. Residential Care: These are homes that have the necessary
individuals and facilities to provide food, laundry and shelter
for two or more people. The services provided do not require a
skilled nurse or special training. Residential care homes help
individuals by preparing food, assist with dressing and bathing.

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Cost Long Term Care Insurance in Connecticut
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