Get Affordable Health Insurance For New Yorkers

If you're like many New Yorkers, you probably take an
employer's affordable group health insurance benefits into
consideration before you decide whether or not to begin a new
job. Sure, it's most likely not the deciding factor, but it in
all probability it plays some role in your decision-making
process. After all, New York employer-sponsored group health
insurance plans are generally the most affordable way to get
health care, and we all know how expensive health care and
individual health insurance plans can be these days.

Even though it's a great way to keep employees healthy and
happy, not all employers offer New York group health insurance
benefits to their employees; more so, they're not required to.
What should you do if you really want or need the job in front
of you, even though it doesn't offer employee medical benefits?

You should look into Healthy NY. Healthy NY is a health
insurance program for working individuals, self-employed folks,
and small business owners in New York. Of course, like many
health coverage plans, each group of eligible persons has a set
of requirements to meet.

For example, working individuals and self-employed people are
eligible for affordable health insurance for New Yorkers as long
as they are currently employed or were within the last 12 months
and have no access to employer-sponsored group health insurance
benefits. Changes in employment and COBRA benefits qualify New
Yorkers for Healthy NY, as do separation or divorce and family
deaths.

New York small business owners can enroll in Healthy NY, too,
as long as there are less than 50 employees and 30 percent of
them make less than $35,000 a year. Small business owners who
take advantage of this New York affordable health insurance can
reap tax deductions, too.

For more information about Healthy NY, or about any other kind
of affordable health insurance for New Yorkers, contact the New
York State Department of Insurance.

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