Monday, July 16, 2007

How To Find The Best Car Insurance Quote

There are many ways that you can make some great savings when
it comes to getting your car insurance. Without a doubt the
best way to save yourself money is to shop online, not only can
this knock pounds off the premium you pay for your car insurance
but it is also the quickest way and by far the easiest.

>From the comfort of you own home you have access to a wide
range of insurers and are able to get almost instant quotes for
the type of insurance you require, along with making comparisons
for the cheapest premium.

While shopping online is the best way to make savings there are
also many other factors which you should take into account when
looking for car insurance.

If you are thinking of buying a new car then bear in mind that
the size of the engine and the model of the car plays a part in
determining how much you are quoted for your insurance. The
bigger the engine, the more powerful the car, then the higher
the premium you are asked to pay. While a flashy low sports car
might suit your image it will do nothing to help you make
savings when getting it insured for the road.

Your age and sex also plays a part in determining the cost of
your car insurance, younger drivers get hit heavily with
insurance as they are deemed to be a bigger risk. However there
are specialist sites that offer the younger driver cheaper
premiums, particularly if they have taken advanced driving
lessons.

There are now many sites online that cater especially for the
women driver. Statistics have shown that women drivers are
indeed safer than men. Women get into fewer accidents, or at
the least seem to make fewer claims on their insurance and go
for the less flashy model of car.

Making sure you have extra safety features on your car can also
go a long way to saving you money on your premiums. Adding extra
security such as immobilisers, alarms and having your windows
etched with your registration can all help you to make savings
on your car insurance.

One of the biggest ways to make savings when it comes to your
car insurance is to have a clean driving record with an
excellent no-claims bonus. However this only comes from years
of experience on the road, you can boost this by taking
advanced driving lessons and safety lessons in driving.

One thing to remember is to make sure you understand your
policy and what is and is not covered in it. If you go for the
cheapest third party, fire and theft cover then you will make
savings but will only be insured for the very basics. Fully
comprehensive will cover you for just about anything and will
cost you more, however you can still save yourself money by
getting quotes online from several different insurers.

About The Author: Jason Hulott is Business Development Director
of Protection Insurance (http://www.protection-insurance.com),
an internet based insurance business dedicated to getting
consumers the best rates and the best products.

Please use the HTML version of this article at:
http://www.isnare.com/html.php?aid=167520

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