Why Take Travel Insurance ?

Travel insurance isn't just about having cover for your
digital camera or luggage in case they go missing - it's
also, and more importantly, about covering yourself in case
you need emergency medical assistance overseas. As well as
covering you for the possibility of theft or loss of goods,
many types of travel insurance will cover your medical
bills.

And travelling without the correct insurance this summer
could leave you thousands of pounds out of pocket if you
become ill or have an accident overseas.

Recent figures from the Foreign and Commonwealth Office
estimate that half of people going on a short break are
uninsured compared to 13% of those on longer duration
trips. However, accidents can happen in the shortest space
of time, and it is much better to be safe than sorry.

Without the correct cover you could be looking at some
serious medical bills should something happen to you when
on holiday.

To give you an idea of typical medical costs we've included
some examples for you:

. Gastro-enteritis treatment in the Mediterranean is liable
to set you back around: £400 - £600
. Two days in a general hospital ward in the Mediterranean
would incur costs of: £600
. Broken leg in the USA, in total including all hospital
bills and other expenses will cost: £10,000
. A scheduled flight in business class with a nurse escort
from the west coast of the USA will set you back in the
region of: £9,000 - £12,000
. An air ambulance back to the UK from the Balearics will
cost you between: £10,000 - £12,000
. Costs for catching bronchitis requiring seven days'
in-patient treatment in the Far East will be around £15,000
. Catching bronchitis and requiring seven days' in-patient
treatment in the USA, will cost even more, at: £20,000

Even if travelling within the EU with a European Health
Insurance card [which replaced the old E111 form] you may
find that you have to pay a large percentage of the cost of
treatments which you may have expected to be free. Remember
also that the EHIC only provides this limited cover in EU
countries, and not ht whole of Europe. The EHIC is a
complement to your travel insurance policy, not a
substitute.

So no matter what length your holiday this summer, remember
to take out travel insurance. It's far better to have it
there just in case than take a potentially expensive gamble.

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AA Travel Insurance offers great deal on travel insurance
at http://www.aa-travelinsurance.com . The AA supply all
types of travel insurance including single trip insurance,
annual trip insurance, skiing and wintersports insurance.
Use our travel insurance calculator to work out the most
suitable deal for you.