Reduce Your Car Insurance Premiums

Insuring your car is without a doubt one of the costliest parts
of motoring. However you can make savings when it comes to your
car insurance just by following a few simple rules and using
some common sense. Here are just some of the ways in which you
can reduce your motor insurance premiums.

Before you buy your new or second hand car then check out which
insurance group it is – the lower, the better – and the prices
of insurance premiums. The insurance will be based on the cost
of the car, its safety record and the risk of theft that comes
with the model. You may be surprised how much the premiums can
vary simply by owning a car in a higher insurance group.

The number one point - apart from buying a car in a low
insurance group - to help save yourself some money is to shop
around for your motor insurance. Simply by shopping around you
can save yourself quite a bit of cash. Prices do vary widely
from company to company so it is in your best interests to get
at least three quotes, preferably more.

You can do this online, quickly and easily.

If your car is an older vehicle then consider reducing the type
of cover you have for it. If it is worth less than £4000, Maybe
just insure it as third party, fire and theft instead of fully
comprehensive. This will lead to cheaper premiums.

Some companies offer discounts to those motorists who keep
their mileage down. If you don't use your car a lot then
consider going with such a company.

If you have no claims bonus, this will attract a discount. And
if you have taken extensive or advanced lessons in driving then
ask about reductions for this. Many companies offer cheaper
premiums for those with excellent diving records or additional
motoring qualifications.

About The Author: Louis Rix is Director of http://Netcars.co.uk
(http://www.netcars.co.uk) one of the UK's leading motoring
websites. Established in 2000, its mission is to become the
UK's number one site for used car searches and motoring
information. Netcars also provide car finance, loans and
insurance.

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